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Petplan Insurance Review

Updated January 4, 2015 by

What’s Covered?

Petplan provides comprehensive coverage for the reimbursement of veterinary fees due to illness or injury. Full coverage for congenital and hereditary diseases is provided as standard.

Coverage under a Petplan policy includes, but is not limited to:

  • laboratory and diagnostic testing – including specialized chemistry and hematology;
  • surgery – including all hip and CCL surgical techniques;
  • prescription medications for life;
  • non-routine dental treatment – such as tooth extraction and root canal therapy;
  • referral and specialist treatment – all specialties including surgery, oncology, cardiology, ophthalmology, dermatology, dentistry and neurology;
  • imaging – including MRI and CAT scans;
  • rehabilitation – any rehab performed at a veterinary facility;
  • alternative therapies – including veterinary acupuncture, homeopathy and chiropractic therapies.

What’s Not Covered?

As with all pet health insurance policies, pre-existing conditions are not covered.  Addtionally, the following are also not covered:

  • All pre-existing conditions, developmental defects
  • All routine and wellness (No coverage available in plans or as a rider)
  • All dental treatment is not covered unless pet has had annual dental exam prior to enrolment
  • Costs of having pet euthanized or cremated, unless recommended by a veterinarian

Hi, my name's Evelyn! My family and I live an active, busy and sometimes chaotic lifestyle. I love animals and had dogs growing up and currently have a cat named King. I'm the editor here at TailSmart and look forward to creating and curating great content for you, and of course learning as I do. Read More…

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